Privacy Policy

This policy describes the ways we collect, store, use and protect your personal information. You accept this policy when you sign up for or use our products, services or any other features, technologies or functionalities offered by us on our website or through any other means (collectively the “African Connect, Inc."). We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a substantial change, we will provide you with 30 days’ prior notice by posting notice of the change on the "Policy Updates" page of our website.

Binding Corporate Rules

In addition to the privacy practices set out in this Privacy Policy, we have established a set of Corporate Rules (also referred to as Binding Corporate Rules), approved by a number of European Union privacy regulators. These Corporate Rules are a commitment by us. to adequately protect your personal information regardless of where the data resides, and depending upon your location, may provide additional privacy rights through your privacy regulator or a court. If you would like additional information regarding the Corporate Rules contact us via the contact details below.

How we collect information about you

When you visit the African Connect, Inc.’s website or use the African Connect, Inc. Services, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website.
If you open an account or use the African Connect, Inc. Services, we may collect the following types of information:

Contact information - your name, address, phone, email, Skype ID and other similar information.

Financial information - the full bank account numbers and/or credit card numbers that you link to your African Connect, Inc. account or give us when you use the African Connect, Inc. Services.

Before permitting you to use the African Connect, Inc. Services, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, social security number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.

When you are using the African Connect, Inc. Services, we collect information about your transactions and your other activities on our website or using the African Connect, Inc. Services and we may collect information about your computer or other access device for fraud prevention purposes.

Finally, we may collect additional information from or about you in other ways such as contacts with our customer support team or results when you respond to a survey from interactions with members of African Connect, Inc. corporate family, and from other companies.

How we use cookies

When you access our website, we, or companies we hire to track how our website is used, may place small data files called "cookies" on your computer. We and our service providers also use cookies to customize the African Connect, Inc. Services, content and advertising; measure promotional effectiveness, and promote trust and safety.

We send a "session cookie" to your computer when you log in to your account or otherwise use the African Connect, Inc. Services. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don’t need to ask you for your password on each page. Once you log out or close your browser, this cookie expires and no longer has any effect.

We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website. We may also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.

You may encounter cookies from third parties when using the African Connect, Inc. Services on websites that we do not control (for example, if you view a web page created by a third party or use an application developed by a third party, there may be a cookie placed by that web page or application.)

How we protect and store personal information

Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user.

We store and process your personal information on our computers in the US and elsewhere in the world where African Connect, Inc. facilities are located, and we protect it by maintaining physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.

How we use the personal information we collect

Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:

provide the African Connect, Inc. Services and customer support you request;

process transactions and send notices about your transaction

resolve disputes, collect fees, and troubleshoot problems;

prevent potentially prohibited or illegal activities, and enforce our User Agreement;

customize, measure, and improve the African Connect, Inc. Services and the content and layout of our website and applications;

deliver targeted marketing, service update notices, and promotional offers based on your communication preferences;

compare information for accuracy and verify it with third parties.

Marketing

We don't sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize the African Connect, Inc. Services, content and advertising. If you don't wish to receive marketing communications from us or participate in our ad-customization programs, simply indicate your preference by contacting us through our contact page with your full name and direct number to verify and let us know to adjust your preferences, or by following the directions provided with the communication or advertisement.

How we share personal information with African Connect, Inc. users

To process your payments, we may share some of your personal information with a third party to complete your transaction. Your contact information, date of sign-up, the number of payments you have sent to African Connect, Inc., and whether you have verified control of a bank account are provided to other African Connect, Inc. users who you transact with through African Connect, Inc. In addition, this and other information may also be shared with third parties when you use these third parties to access the African Connect, Inc. Services. Unless you have agreed to it, these third parties are not allowed to use this information for any purpose other than to enable the African Connect, Inc. Services.

How we share personal information with other parties

We may share your personal information with:

Service providers under contract who help with parts of our business operations such as fraud prevention, bill collection, marketing, and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.

Credit bureaus to report account information, as permitted by law.

Companies that we plan to merge with or be acquired by. (Should such a combination occur, we will require that the new combined entity follow this privacy policy with respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice.)

Law enforcement, government officials, or other third parties when

we are compelled to do so by a subpoena, court order or similar legal procedure

we need to do so to comply with law or credit card rules

we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our User Agreement.

Other third parties with your consent or direction to do so.

African Connect, Inc. will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described in this policy.

How you can contact us about privacy questions

If you have questions or concerns regarding this policy, you should contact us by emailing africanconnect@africanconnectinc.com